Terms of Use:

General. Please read these Terms of Use (“Terms of Use”) carefully before you access our website (www.riverviewholdings.com) and any materials presented on it (collectively the "Website"). The Website is provided by Riverview Capital Holdings LLC and its affiliates (collectively, "RCH", "we", "us", or "our"). We reserve the right to limit or deny access to the Website to any person, geographic region or jurisdiction at any time without prior notice in our sole discretion. In addition, we reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms of Use at any time without providing any notice. Any such changes are effective immediately and by accessing the Website after we post changes to these Terms of Use, you acknowledge such changes and agree to be bound by the latest version of these Terms of Use. Accordingly, we suggest that you review these Terms of Use periodically for changes. If at any time you do not agree to the Terms of Use, please stop accessing the Website.

Disclaimers. The Website is provided for informational purposes only. Nothing contained on the Website constitutes any kind of recommendation or advice, including without limitation, any investment, legal or tax advice. No material or opinion contained on the Website is, and nothing on the Website shall be considered to be, an offer to sell or a solicitation of an offer to buy any product, security or service. Decisions based on information contained on the Website are your sole responsibility and you alone are responsible for any losses, costs, damages or the like incurred by you, your clients or any third parties arising out of or relating thereto. 

ANY PERFORMANCE INFORMATION PRESENTED ON THE WEBSITE OR SITES WHICH ARE LINKED TO THE WEBSITE ARE NOT AN INDICATION OF FUTURE PERFORMANCE. NO WARRANTY OR REPRESENTATION IS BEING MADE THAT ANY INVESTMENT WILL ACHIEVE, OR IS LIKELY TO ACHIEVE, RESULTS SIMILAR TO THOSE ACHIEVED IN THE PAST.

The materials on the Website are provided "AS IS" and without warranties of any kind. With respect to the use of the Website, results obtained from, or any information or materials available on the Website, RCH expressly disclaims, to the fullest extent permitted under applicable law, any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

RCH assumes no responsibility for, and makes no warranties that, the Website will operate uninterrupted or be error-free, that defects will be corrected or that the Website will be free of viruses, malware or other harmful or destructive code.

Intellectual Property. All content contained on the Website is owned by RCH or certain third parties, and is protected by applicable intellectual property law. Any trademarks, service marks, trade names and logos displayed on this Website are the property of their respective owners and this Website grants no license to them. You may only copy, reproduce or download information on the Website for your personal and non-commercial use, provided you keep intact and properly display all appropriate copyright and other proprietary notices. Modification or use of the information or materials on the Website for any other purpose violates these Terms of Use and RCH’s intellectual property rights, and is strictly prohibited.

Third-Party Sites. RCH may establish links between the Website and one or more websites operated by third parties. RCH does not review or monitor any of these websites (or their respective terms of use or privacy policies) and has no control over such websites, their content or any products or services offered. Any links to other websites from the Website are provided merely for your convenience and the inclusion of these links is not, and does not imply, an endorsement, representation or warranty by RCH with respect to any such websites or the content, products or services contained or accessible through such websites or the operators of such websites. RCH expressly disclaims responsibility for any and all acts or omissions associated with the providers of those third-party websites.

Restrictions. You may not: (1) Use any robot, spider, or other device, or process to search, scrape, monitor or copy the Website without our express written consent; (2) Take any action that could in any way impair, slow, damage or overburden any servers that host or operate the Website; (3) Use the Website in any manner that would interfere with any other user’s use of the Website; or (4) Display a link on any third party website to the Website without first obtaining our express written consent.

Limitation of Liability, Injunctive Relief and Indemnity. Under no circumstances will RCH or any of its officers, directors, principals, agents or employees be liable for any claims, liabilities, losses, costs or damages, including direct, indirect, punitive, incidental, special or consequential damages, arising out of or in any way relating to your use of, or access to, or inability to use or access the Website. These limitations apply even if RCH or any of its officers, directors, principals, agents or employees have been advised of the possibility of such losses or damages. If you live in any jurisdiction that does not allow the exclusion or limitation of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.

RCH may suffer irreparable harm in the event you breach these Terms of Use, and monetary damages may be inadequate to compensate for such breach. Therefore, in addition to any other remedies available to it at law or in equity, RCH is entitled to injunctive relief to enforce these Terms of Use without the requirement of posting a bond. If RCH prevails in any action arising out of or relating to these Terms of Use, you will reimburse RCH for all costs and expenses reasonably incurred by it in connection therewith, including without limitation reasonable attorneys’ fees and expenses. You will be responsible to RCH, including its officers, directors, principals, agents or employees, for any and all claims, losses, damages, liabilities, proceedings and demands (including reasonable attorneys’ fees), arising out of or relating to your use of the Website or your breach of these Terms of Use.

Privacy and Transmissions to and from the Website. Please review our Privacy Policy to learn about the information we collect about you and how we use that information. Our Privacy Policy is a part of these Terms of Use and is incorporated by this reference. By using the Website, you authorize us to use any information you provide to us, including personally identifiable information, to the extent reasonably necessary to facilitate the hosting and operation of the Website, including sharing that information with any third parties we utilize in the hosting and operation of the Website.

Except as expressly set forth in our Privacy Policy, any communication or other material that you send to us through the Internet or post on the Website by electronic mail or otherwise, is and will be deemed to be non-confidential and RCH shall have no obligation of any kind with respect to such information. RCH shall be free to use any ideas, concepts, know-how or techniques contained in such communication for any purpose whatsoever, without any compensation to you or anyone else.

Compliance; Governing Law. You are responsible for compliance with any local laws, rules or regulations related to your using or accessing the Website. The information and materials provided on the Website are not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to law, rule or regulation or which would subject RCH to any registration requirement within such jurisdiction.

These Terms of Use and your use of the Website are governed by the laws of the United States of America and the State of Delaware without regard to its rules on conflicts of law. Any lawsuit, legal action or the like which you bring and which arises out of or relates to the Website or these Terms of Use must be filed in the state or Federal courts located in the State of Delaware, and you consent to the personal jurisdiction of such courts.

Miscellaneous. No agency, partnership, joint venture, or employment is created as a result of these Terms of Use or your use of the Website. The section titles in these Terms of Use are for convenience only and have no legal or contractual effect. RCH’s failure to exercise or enforce any right or provision of these Terms of Use will not constitute a waiver of such right or provision, and no waiver by RCH of any provision of these Terms of Use will be effective unless signed in writing by RCH. If any provision of these terms is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and the remainder of these Terms of Use will remain in full force and effect. These Terms of Use are the entire agreement between us with respect to the subject matter hereof and supersede all prior representations and agreements between us related thereto.

Contact. Any correspondence related to the Terms of Use or this Website should be sent to julia@riverviewholdings.com.

Last updated: February 2023